PPF Calculator
Public Provident Fund maturity at current rate.
Maturity value
₹40,68,209
Deposited
₹22,50,000
Interest (tax-free)
₹18,18,209
PPF basics
PPF is a government-backed 15-year scheme at banks and post offices. Deposits of ₹500 to ₹1.5 lakh a year are allowed, interest is set every quarter by the Finance Ministry and compounded yearly.
Tax benefit
PPF is EEE: the deposit qualifies under 80C (old regime), and both interest and maturity amount are tax-free. After 15 years you can extend in 5-year blocks.
Frequently asked questions
Deposit before the 5th
Interest is calculated on the lowest balance between the 5th and the end of each month — deposit before the 5th of April to earn the full year's interest.
Can I withdraw early?
Partial withdrawal is allowed from the 7th financial year; loans are available from the 3rd to 6th year.
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Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
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