NPS Pension Calculator
NPS corpus, lumpsum and monthly pension.
Monthly pension (40% annuity)
₹13,379
Total corpus
₹66,89,452
Tax-free lumpsum (60%)
₹40,13,671
How NPS pays out
At 60 you can take up to 60% of the corpus as a tax-free lumpsum; at least 40% must buy an annuity that pays a monthly pension for life.
Extra tax saving
Under the old regime you get an extra ₹50,000 deduction under 80CCD(1B). Employer contribution under 80CCD(2) is allowed in the new regime too.
Frequently asked questions
Is NPS return guaranteed?
No, it is market-linked and depends on your equity/debt mix. Annuity rates also vary by insurer.
Related govt schemes tools
Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
Free banking tools
IFSC Code Checker
Check if an IFSC is valid and whether it supports NEFT, RTGS, IMPS and UPI.
Cheque Amount in Words
Type an amount, get the exact words to write on your cheque (Lakh & Crore).
Loan EMI Calculator
Monthly EMI, total interest and a year-by-year repayment chart.
FD & RD Calculator
Maturity value of fixed and recurring deposits with quarterly compounding.