Lumpsum Investment Calculator
Growth of a one-time investment.
Future value
₹3,10,585
Invested
₹1,00,000
Gains
₹2,10,585
Formula
Future value = P × (1 + r)ⁿ with annual compounding. It is the simplest way to see what a bonus or windfall could become.
Lumpsum vs SIP
Lumpsum works well when markets are low or for debt funds; SIP spreads your entry price and reduces timing risk in equity.
Frequently asked questions
What return should I assume?
Many planners use 10–12% for diversified equity, 6–7% for debt funds and 7% for FDs. Past returns don't guarantee future returns.
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Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
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